You may have asked yourself, “What is a Vanilla Visa gift card?” You might think this is a simple thing – a plastic card that can be used online or in person within hours of purchase.  These gift cards are part of a new line-up released by Visa and can be used by your friends and family to make purchases online or in-store.

A Vanilla gift card is a good prepaid card, you can use it for in-store, online, phone, and mail order transactions even if you do not have a debit or credit card. It can be used anywhere Visa is accepted and the good thing about it is that you cannot spend more than you have loaded onto it, so you won’t go overdrawn.

Vanilla gift cards are issued by The Bancorp Inc and customers can find these cards at the following locations:


CVS Pharmacy


Rite Aid

Dollar General

7 Eleven

Sam’s Club



The problem with this card is that it doesn’t have a secure system, so you may not be able to use it to make purchases or to get your balance. But that’s not true at all. You can check your balance online and even activate the card yourself.

What the Vanilla Visa is Used For?

Even without a debit or credit card, you can make online purchases.

Visa gift cards are accepted everywhere, so you do not have to limit yourself to one retailer when giving a gift card.

Using a credit card means you cannot go over your credit limit, so you don’t risk going overdraft. This can help reduce spending.

For teens learning how to responsibly use a credit or debit card, some parents use prepaid cards as “starter” cards.

If you’re not sure whether a Vanilla Visa gift card is right for you, don’t buy one just yet. Read about this popular brand and its features. You can also find out if a particular merchant accepts Vanilla Visa gift cards, and what fees they charge. 

You can choose between different denominations depending on the type of card you want to purchase. For example, if you’re buying a gift card in a physical store, you’ll have to present the card to make the purchase. On the other hand, if you’re buying an e-gift, you can enter the card number and PIN to make the payment.