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Microsoft, Salesforce and Oracle are engaged on the Covid vaccination certificates

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Brendan McDermid | Reuters

LONDON – A digital Covid vaccination record is being jointly developed by a group of health and technology companies who believe governments, airlines and other companies will soon be asking people to prove they have been vaccinated.

A coalition known as the Vaccination Credential Initiative, which includes Microsoft, Salesforce and Oracle, as well as the nonprofit Mayo Clinic for Healthcare, was revealed on Thursday.

The VCI wants to develop a technology with which individuals can receive an encrypted digital copy of their vaccination data, which can be stored in a digital wallet of their choice such as the Apple Wallet or Google Pay. It has been suggested that anyone without a smartphone can get paper with QR codes that contain verifiable credentials.

The coalition said it will also try to develop new standards to confirm whether or not a person has been vaccinated against the virus. Citizens used to use vaccination books to keep track of their travel vaccines, but authorities rarely ask about them.

“The goal of the Vaccination Credential Initiative is to give individuals digital access to their vaccination records,” said Paul Meyer, CEO of The Commons Project, a coalition member, in a statement.

He added that technology should enable people “to return to travel, work, school and life safely while protecting their privacy”.

Bill Patterson, executive vice president and general manager of enterprise software company Salesforce, said his company aims to help organizations “adapt all aspects of the vaccination management lifecycle and integrate closely with other coalition members’ offerings, which will help us all get back to it.” . ” public life.”

“With a single platform that helps ensure safe, continuous operations and instill customer and employee trust, this coalition will be vital to public health and wellbeing,” added Patterson.

Microsoft did not immediately respond to CNBC’s request for comment.

Vaccine shares opinion

While many people can’t wait to protect themselves from the virus, some firmly believe they won’t get the sting, so populations will be divided into vaccinated and unvaccinated populations. One in five people in the UK say they are unlikely to receive the vaccine. This is the result of a YouGov study published in November, which gives various reasons.

Millions of people around the world still do not want to be vaccinated, according to opinion polls. Some fear needles, others believe in baseless conspiracy theories, and others are concerned about possible side effects. Others just don’t feel it is necessary to get vaccinated and prefer to risk catching Covid.

Due to the different views, a debate could start in 2021. Should restrictions be placed on people who do not wish to be vaccinated as they can catch and spread the virus?

It’s a touchy subject, but governments are already looking into putting in place systems that will allow authorities and possibly businesses to determine whether or not a person has received a Covid vaccine.

In December, it emerged that Los Angeles County is planning to save Covid vaccine recipients a vaccination record in the Apple Wallet on their iPhone, which can also be used to store tickets and boarding passes in digital form. Officials say it will first be used to remind people to get their second shot of the vaccine, but it could eventually be used to gain access to concert venues or airline flights.

China has launched a health code app that shows whether a person is symptom-free to check into a hotel or use the subway. In Chile, citizens who have recovered from the coronavirus have been issued “virus-free” certificates.

On December 28, Spanish Health Minister Salvador Illa said the country would create a register to show who refused to be vaccinated and that the database could be shared across Europe.

Delta Air Lines CEO Ed Bastian said in April that immunity passes could be used to help airmen feel more secure in their personal safety while traveling.

A Ryanair spokesperson said “Vaccinations are not required when flying Ryanair” when CNBC asked if it would ever prevent unvaccinated people from flying its planes. British Airways, Qantas and easyJet did not respond to CNBC’s request for comment.

Isra Black, professor of law at the University of York, and Lisa Forsberg, a postdoctoral fellow at the University of Oxford who studies medical ethics, told CNBC that it is “not easy to say whether this is ethical for a state . ” Impose restrictions “on people who refuse a push.

The scientists said in a joint statement via email that the answer will depend on factors such as vaccine supply, vaccination levels in the population, the nature of restrictions on vaccine objectors, and the implementation of the restrictions.

“We might think that there are strong, if not necessarily decisive, reasons for restricting the regaining of freedoms before the pandemic for people who refuse to be vaccinated against Covid-19, for example with regard to their freedom of assembly,” said Black and Forsberg. “There is potential for unvaccinated individuals to contract a serious case of coronavirus that we believe would be bad for them but could also negatively affect others, such as if health resources were diverted from non-covidic care have to.”

Microsoft, Salesforce and Oracle are engaged on the Covid vaccination certificates

By
trailblaze10
-
0

Brendan McDermid | Reuters

LONDON – A digital Covid vaccination record is being jointly developed by a group of health and technology companies who believe governments, airlines and other companies will soon be asking people to prove they have been vaccinated.

A coalition known as the Vaccination Credential Initiative, which includes Microsoft, Salesforce and Oracle, as well as the nonprofit Mayo Clinic for Healthcare, was revealed on Thursday.

The VCI wants to develop a technology with which individuals can receive an encrypted digital copy of their vaccination data, which can be stored in a digital wallet of their choice such as the Apple Wallet or Google Pay. It has been suggested that anyone without a smartphone can get paper with QR codes that contain verifiable credentials.

The coalition said it will also try to develop new standards to confirm whether or not a person has been vaccinated against the virus. Citizens used to use vaccination books to keep track of their travel vaccines, but authorities rarely ask about them.

“The goal of the Vaccination Credential Initiative is to give individuals digital access to their vaccination records,” said Paul Meyer, CEO of The Commons Project, a coalition member, in a statement.

He added that technology should enable people “to return to travel, work, school and life safely while protecting their privacy”.

Bill Patterson, executive vice president and general manager of enterprise software company Salesforce, said his company aims to help organizations “adapt all aspects of the vaccination management lifecycle and integrate closely with other coalition members’ offerings, which will help us all get back to it.” . ” public life.”

“With a single platform that helps ensure safe, continuous operations and instill customer and employee trust, this coalition will be vital to public health and wellbeing,” added Patterson.

Microsoft did not immediately respond to CNBC’s request for comment.

Vaccine shares opinion

While many people can’t wait to protect themselves from the virus, some firmly believe they won’t get the sting, so populations will be divided into vaccinated and unvaccinated populations. One in five people in the UK say they are unlikely to receive the vaccine. This is the result of a YouGov study published in November, which gives various reasons.

Millions of people around the world still do not want to be vaccinated, according to opinion polls. Some fear needles, others believe in baseless conspiracy theories, and others are concerned about possible side effects. Others just don’t feel it is necessary to get vaccinated and prefer to risk catching Covid.

Due to the different views, a debate could start in 2021. Should restrictions be placed on people who do not wish to be vaccinated as they can catch and spread the virus?

It’s a touchy subject, but governments are already looking into putting in place systems that will allow authorities and possibly businesses to determine whether or not a person has received a Covid vaccine.

In December, it emerged that Los Angeles County is planning to save Covid vaccine recipients a vaccination record in the Apple Wallet on their iPhone, which can also be used to store tickets and boarding passes in digital form. Officials say it will first be used to remind people to get their second shot of the vaccine, but it could eventually be used to gain access to concert venues or airline flights.

China has launched a health code app that shows whether a person is symptom-free to check into a hotel or use the subway. In Chile, citizens who have recovered from the coronavirus have been issued “virus-free” certificates.

On December 28, Spanish Health Minister Salvador Illa said the country would create a register to show who refused to be vaccinated and that the database could be shared across Europe.

Delta Air Lines CEO Ed Bastian said in April that immunity passes could be used to help airmen feel more secure in their personal safety while traveling.

A Ryanair spokesperson said “Vaccinations are not required when flying Ryanair” when CNBC asked if it would ever prevent unvaccinated people from flying its planes. British Airways, Qantas and easyJet did not respond to CNBC’s request for comment.

Isra Black, professor of law at the University of York, and Lisa Forsberg, a postdoctoral fellow at the University of Oxford who studies medical ethics, told CNBC that it is “not easy to say whether this is ethical for a state . ” Impose restrictions “on people who refuse a push.

The scientists said in a joint statement via email that the answer will depend on factors such as vaccine supply, vaccination levels in the population, the nature of restrictions on vaccine objectors, and the implementation of the restrictions.

“We might think that there are strong, if not necessarily decisive, reasons for restricting the regaining of freedoms before the pandemic for people who refuse to be vaccinated against Covid-19, for example with regard to their freedom of assembly,” said Black and Forsberg. “There is potential for unvaccinated individuals to contract a serious case of coronavirus that we believe would be bad for them but could also negatively affect others, such as if health resources were diverted from non-covidic care have to.”

In accordance with New York, Covid vaccine appointments are booked for 14 weeks

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Elementary workers and people over the age of 75 were vaccinated on January 10, 2021 in New York City, United States.

Tayfun Coskun | Anadolu Agency | Getty Images

The New York Department of Health says appointments for the Covid-19 vaccine are being booked for the next three and a half months, filling up quickly after the state expanded the eligibility criteria for adopting new federal guidelines.

Federal officials have put pressure on states to expand approval requirements for the vaccine in an attempt to accelerate adoption, which has been slower than expected. On Tuesday, the Centers for Disease Control and Prevention urged states to extend eligibility from primarily health care workers and nursing home residents to all people 65 years of age and younger with compromised immune systems.

States that thought they were now vaccinating millions of people weekly have in fact fired a few hundred thousand shots of the two-dose vaccines since federal regulators cleared Pfizer and Moderna vaccines for public use in mid-December. Local officials in the US are struggling to speed up vaccine distribution as millions are demanding a few thousand open slots to get their first vaccinations.

In New York state, vaccine providers across the state are at different stages of setting up their programs, said Jill Montag, a spokeswoman for the New York Department of Health. Some don’t manage recordings yet, but will open more reservations online when they do, she said. However, the demand is still far higher than the supply of cans.

Cuomo said further expansion to 65 years and older would open the eligibility for about 7 million of the state’s 20 million residents.

Meanwhile, the Department of Health’s vaccine information page has a red ALL-CAPS banner at the top of the page that reads, “ALERT! OVER 7 MILLION NEW YORKERS ARE NOW ALLOWED FOR THE COVID VACCINE BUT THE STATE RECEIVES ONLY 300,000 DOSES PER WEEK FROM THE FEDERAL GOVERNMENT. “

The notification, which apparently came out on Wednesday, informs New Yorkers that all appointments for the next 14 weeks have already been booked.

Some public health professionals said expanding the eligibility criteria was the right move. They cited reports of cans sitting in refrigerators or spoiling due to low intake in prioritized groups. Others have said that such a drastic increase in eligibility could create further confusion in the already Herculean logistical and public communication effort.

CDC officials have not returned CNBC’s request for comment.

“States shouldn’t wait to complete phase 1a prioritization before moving on to broader categories of eligibility,” Department of Health and Human Services Secretary Alex Azar said on Tuesday of the new guidelines. “Think of it like getting on a plane. You may have a sequential order in which you board people. But you don’t wait for literally every person in a group to board before moving on to the next . “

Frustration and fear

New York governor Andrew Cuomo quickly announced Tuesday that the state would adopt the new guidelines. The state had first given priority to health workers, and over the weekend extended it to 75 years and older, as well as some public sector workers such as teachers and police officers.

However, with the adoption of the new CDC guidelines, Cuomo warned that doing so would lead to excessive demand for vaccines. He added that if the government is unable to meet demand for the vaccine, it could cause people to “lose faith in the competence of the government”.

The state received 1.7 million doses of the vaccines from the federal government, about 300,000 doses per week, but was only able to deliver 632,473 of those shots, according to CDC data from the states. Even if the state were able to deliver every shot in real time, it will take two to three years for New York’s 20 million residents to be vaccinated at the current rate.

“So you’re telling people today, ‘You are eligible,’ but you’re also telling people, ‘We don’t have enough doses to reach you for the next six months,'” Cuomo said on Tuesday. “Is that helpful? I think not. I think it creates more frustration and more fear.”

The New York Department of Health said in a statement Monday that filling appointments quickly is “good news.”

“New Yorkers are showing that they trust the vaccine and want to get vaccinated as soon as possible. The challenge is that we can only vaccinate as fast as the federal supply allows,” she said. “We ask for your patience as we have the largest single vaccinations in the state’s history. In the meantime, keep wearing your mask, be smart, safe and ready when a vaccine becomes available for you.”

“Oversupply”

Everything indicates that the federal government will accelerate the distribution of the doses to states in the coming weeks, said Dr. Jen Kates, senior vice president and director of global health and HIV policy at the Kaiser Family Foundation. The Trump administration announced earlier this week that they will begin releasing almost all of the vaccine doses they have kept in reserve so that people can get the second shot needed for full immunization. And other vaccine manufacturers like Johnson & Johnson could soon get approval and increase supply.

“The demand definitely exceeds the supply,” she said in a telephone interview on Thursday. Kates and her team are closely monitoring plans to distribute government vaccines. She said situations similar to New York are playing out across the country, including Los Angeles County and several Florida counties.

“If you look at the whole group of people who the federal government says should be vaccinated, that’s more people than the manufacturers say they have doses for,” Kates said.

About 53 million Americans are older than 64 years and 110 million people between the ages of 16 and 64 have comorbid conditions, according to the Centers for Disease Control and Prevention. If every state chooses to adopt the new federal recommendations, millions of people will stand in line for months, Kates said.

In the first few weeks of the rollout, government plans for who would be eligible for the vaccine varied widely. Kates said the new recommendation appears to be an attempt to bring more states into line with federal guidelines, but she added that it was confusing since the CDC’s original recommendation was published less than a month ago.

“Now, less than a month later, they come out and say something completely different and almost throw it away,” she said, adding that changing policies adds complexity for state officials. “There has to be a balance between fixing problems and following guidelines.”

Paul Mescal particulars “Weird” intercourse scenes for regular individuals

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The steamy romance between Marianne Sheridan (Daisy Edgar-Jones) and Connell Waldron (Paul Mescal) via Hulus adaptation of Sally Rooney‘s novel Normal People just made 2020 a little hotter for everyone. While the recurring romance rivaled that in 50 Shades of Gray, filming the show’s scenes wasn’t exactly the sexiest experience.

Or at least that’s what star Paul said in his January 13 interview with Stephen Colbert on The Late Show. When asked what it was like to actually take part in these scenes, the Irish actor stated that a lot of planning and preparation was required.

“Look, it’s a bizarre experience. It’s so difficult to describe because, depending on what you’re getting into, these situations are usually very private encounters,” he explained. “When you bring 10 people into the room, a boom operator, and you’re getting drunk in a false sweat, it’s just a really difficult thing. Obviously we had a great team, an incredibly suportive team that made those kinds of scenes feel like brought like the least horrific thing possible. “

Impeachment proceedings in opposition to the Trump Senate seemingly throughout Joe Biden’s presidency

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A second impeachment trial against President Donald Trump is likely to impact President-elect Joe Biden’s tenure, as Senate Majority Leader Mitch McConnell will bring the upper chamber back no earlier than Tuesday.

A Kentucky Republican spokesman confirmed that his office had informed Senate Minority Chairman Chuck Schumer, DN.Y., that McConnell would not convene the Senate until Tuesday, the day before Biden’s inauguration. Schumer had urged his GOP counterpart to deploy emergency forces to quickly hold a trial and vote on whether Trump should be convicted and removed from office.

The House will vote on Wednesday to indict Trump for inciting the Capitol uprising last week while Congress is counting Biden’s election victory. While the Democrats said they would have to prosecute Trump to hold him accountable for the violent uprising, they feared a Senate trial in the early days of Biden’s administration would hinder cabinet members’ approval and passage of a coronavirus aid package.

Biden has suggested that the Senate could “split up”, using part of its day to impeach and another part to validate candidates.

Schumer becomes majority leader after the two elected Democratic Senators from Georgia are sworn in, which is expected to happen before the end of the month. The House took extraordinary steps to get an impeachment article to speak on Wednesday, but it is unclear whether a McConnell-led Senate would take additional steps to expedite the process.

The trial against the Senate following the initial indictment against Trump lasted almost three weeks, from mid-January to early February last year.

The schedule makes it unlikely that Congress will remove Trump from office a week from Wednesday before Biden’s inauguration. However, a Senate vote to condemn Trump would prevent him from becoming president again in 2025.

The Washington Post first reported that McConnell would not bring the Senate back early.

If the Senate voted on whether or not to convict Trump before control changes hands, all 48 Democrats and 18 Republicans would have to support the move. If the Senate were to consider impeachment after the Democrats took control, all 50 party members plus 17 Republicans would have to support the conviction.

The New York Times reported Tuesday that McConnell believes Trump committed criminal acts. In a Wednesday message to colleagues responding to “speculation” in the press, McConnell said he had not made up his mind whether he would support the impeachment.

“I have not made a final decision on how I will vote and I intend to hear the legal arguments when they are presented to the Senate,” he wrote.

Senator Ben Sasse, R-Neb., Said he would consider a House-sent impeachment order. GOP Sens. Lisa Murkowski from Alaska and Pat Toomey from Pennsylvania urged Trump to resign.

“I want him out. He’s done enough damage,” Murkowski told the Anchorage Daily News.

Other Senate Republicans have already said they will not vote to condemn the president. Senator Lindsey Graham, an ally of Trump who distanced himself from the president following the attack, said Wednesday he was opposed to impeachment.

The South Carolina Republican criticized the hasty process in the House of Representatives, claiming that Trump was “committed to an orderly transfer of power to promote calm and oppose violence.” On Tuesday the president said the impeachment posed an “enormous threat” to the country.

Graham has also looked at Republicans who support impeachment.

“My Republican colleagues who legitimize this process are damaging not only the country, the future of the presidency, but also the party,” he said.

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Money burn halved

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A Delta Air Lines plane lands at Los Angeles International Airport

Mario Tama | Getty Images

Delta Air Lines cut its cash burn in half in the fourth quarter and expects to be profitable this summer. This is a positive forecast after the coronavirus pandemic led the airline into its worst year ever.

Delta posted a net loss of nearly $ 12.39 billion in 2020 – a record and the Atlanta-based airline’s first annual loss since 2009.

Delta posted a net loss of $ 755 million for the fourth quarter compared to a profit of $ 1.1 billion a year earlier. Total revenue decreased 65% from $ 11.44 billion in the fourth quarter of 2019 to $ 3.97 billion. The company’s sales increased $ 441 million from the sale of third-party refineries. Adjusted, Delta posted a loss per share of $ 2.53, compared to analysts’ estimates of a loss of $ 2.50 per share.

However, the airline’s losses and cash consumption are on the decline, and the start of vaccine distribution has sparked optimism that travelers will return to heaven in the coming months.

The Delta share gained 3.5% in midday trading, outperforming the broader market.

The carrier’s cash burn averaged $ 12 million per day for the quarter ended December 31, halving the average cash burn of $ 24 million per day in the third quarter.

The airline will face tough months in the coming months, but is aiming for a recovery in 2021 as Covid vaccines are administered across the country, CEO Ed Bastian said.

“As our challenges continue into 2021, I am optimistic that this will be a year of recovery and a turning point that will result in an even stronger delta return to revenue growth, profitability and free cash generation,” said Bastian.

Delta expects sales for the first quarter of the year to drop 60% to 65% year over year, just as the pandemic began. That’s worse than analysts’ estimates for a 48% year-over-year decline.

The pandemic devastated demand for travel as concerns about the virus, quarantines, travel restrictions and breaks in business travel kept millions of potential customers home. The Transportation Security Administration examined only 324 million travelers last year, up from 824 million in 2019.

Most of the demand is still coming from vacation travel and is likely to remain so in the medium term, Delta executives said on a earnings call Thursday. This is a challenge for Delta as it relied heavily on business travelers prior to the pandemic. A recent survey found that 51% of Delta’s corporate customers believe their business travel will return to 2019 levels by 2023, and 40% said they will return by 2022, according to Bastian. The demand for business travel has increased, dominated by small and medium-sized businesses.

Here’s how Delta performed compared to Wall Street expectations for the quarter, based on average estimates made by Refinitiv:

  • Adjusted earnings per share: a loss of $ 2.53 versus an expected loss of $ 2.50
  • Total revenue: $ 3.97 billion versus expected $ 3.59 billion in revenue

Delta warned that the recovery will take time.

“The early part of the year will be marked by a troubled rebound in demand and a booking curve that remains compressed, followed by a tipping point and finally a sustained rebound in demand as customer confidence builds, vaccinations become widespread and offices reopen.” Delta President Glen Hauenstein said in the earnings release.

Delta announced it closed the fourth quarter with cash of $ 16.7 billion. Delta took on billions in debt last year, including a record $ 9 billion sale supported by the SkyMiles frequent flyer program.

The airline and its rivals are receiving additional federal funding to help weather the crisis. Congress approved additional $ 15 billion in state aid to airlines to pay workers late last year, on top of $ 25 billion in state salary support they received under the March CARES bill.

Subscribe to CNBC Pro to see the full interview with Delta CEO Ed Bastian.

UN warns of main financial harm with out additional motion

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Boat residents inspect flood waters from the Tittabawassee River into the lower part of downtown on May 20, 2020 in Midland, Michigan.

Gregory Shamus | Getty Images

According to the fifth edition of the Adaptation Gap Report of the United Nations Environment Program, governments around the world need to significantly step up climate adaptation policies to avoid significant economic damage from global warming.

In order to avoid the worst effects of climate change, nations must spend half of all global climate finance on adaptation over the next year, according to the report released Thursday. In 2020, the hottest year on record, the world saw record-breaking hurricanes and forest fires that worsen as temperatures rise.

Such engagement would include investing in nature-based solutions to mitigate climate change, e.g. B. Practices such as replanting trees on degraded land, sequestering more carbon in the soil through agricultural practices, and protecting forests through modified deforestation practices.

Almost 75% of nations have adopted some form of climate adaptation. However, according to the report, major funding gaps remain for developing countries, which are most vulnerable to rising temperatures, as well as for projects that have significantly reduced climate risk.

The United Nations estimated that the annual cost of climate adaptation could be anywhere from $ 140 billion to $ 300 billion by the end of the decade and between $ 280 billion and $ 500 billion by 2050, and concluded that global action would go far lag behind.

And while adaptation projects are on the rise, the continued rise in global carbon emissions is putting these projects at risk.

More of CNBC environment:
Climate change has cost the US billions of dollars in flood damage
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How Covid’s Economic Recovery Can Help Combat Climate Change

As part of the Paris Climate Agreement, the global pact concluded five years ago among almost 200 nations, governments are trying to keep global warming well below 2 degrees Celsius or 3.6 degrees Fahrenheit compared to pre-industrial levels.

The world is still on the way for temperatures to rise above 3 degrees Celsius or 5.4 degrees Fahrenheit this century.

The report said that meeting the 2-degree Celsius target could limit economic loss to annual growth of up to 1.6%, compared to 2.2% with 3-degree warming, and the nations urged to update their Paris Agreement targets to include new net zero carbon targets.

“The hard truth is that climate change is ahead of us,” said Inger Andersen, executive director of UNEP, in a statement. “Their impact will be the most amplified and vulnerable countries and communities will be hit hardest – even if we achieve the goals of the Paris Agreement.”

The report also called for governments to prioritize climate change in their recovery plans for Covid-19, including moving away from fossil fuels to investing in green technologies and restoring ecosystems.

According to the International Monetary Fund, the world’s largest economies have allocated more than $ 12 trillion for economies to recover.

Tomorrow may very well be the final probability for some folks to keep away from main tax penalties

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Charday Penn | E + | Getty Images

Small business owners and side gig hustlers face a big tax deadline.

Applicants paying quarterly estimated taxes, including independent contractors and corporate partners, owe their final 2020 payment on January 15th.

Generally, the other deadlines for quarterly taxpayers are April 15th, June 15th, and September 15th.

Last year was exceptional from a tax perspective as the Treasury and IRS moved the due dates for the estimated payments in the first and second quarters to July 15.

More from Smart Tax Planning:
How unemployment could create a surprising tax burden in 2020
Crypto is losing value. What it means for taxes
People fled these high-tax countries in 2020

Usually, employees don’t have to worry about quarterly payments. This is because their employers usually withhold income tax from their salary during the year.

Meanwhile, sole proprietorships and other small businesses are responsible for paying their estimated self-employment and income taxes four times a year.

“If you have year-round income, the IRS calculates quarterly what taxes you should have owed,” said Dina Pyron, global tax chat leader at Ernst & Young.

If you miss your payments on time, you will incur underpayment penalties.

Make accurate payments, avoid penalties

Generally, to avoid an underpayment penalty, you must pay at least 90% of tax for the current year or 100% of tax on your tax return for the previous year.

If your adjusted gross income from last year’s return exceeded $ 150,000, you must pay 110% of the tax liability.

Year-end surprises, including commissions and bonuses that can add to your income, can negate these estimates.

Small business owners and many other quarterly taxpayers faced an uphill battle in 2020 as not only did they struggle with falling incomes, but they were still hooked for those quarterly payments.

Some entrepreneurs had to make tough decisions by 2020 to get through.

“If you have a company that has been severely affected by Covid-19, are a sole proprietorship and owe quarterly estimates, you may have to choose between paying the estimate or keeping the cash,” said Dan Herron, CPA and director of Elemental Wealth Advisors in San Luis Obispo, California.

“They are hooked for these quarterly payments but say your payment is $ 4,000,” he said. “What is the opportunity cost for the $ 4,000? Does that mean you’ll stay in business for another month? That’s the choice.”

The Princess Diaries Solid: The place Are the Stars Now?

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Mia Thermopolis will always be one of our favorite princesses.

It’s hard to believe that it’s been almost 20 years since The Princess Diaries first hit the big screen. The family-friendly Disney film sparked a sequel and a large part of the cast is still raving about the special project. Case in point: in May Anne Hathaway honored the director of the film Garry Marshall in an ABC special.

“One of the things I love about Garry is that he was never afraid of the spontaneous moment,” Anne shared during the Happy Days of Garry Marshall. “If it was good, it was in the movie. He didn’t care where it came from, he didn’t care what happened.”

In fact, Anne described a scene with Lilly Moscovitz (Heather Matarazzo) that didn’t exactly follow the script. The actress “never” thought about the scene until it appeared in the film’s trailer six months later. As she recalled, “he kept it because it was a charming moment.”

Patrick Dempsey teases the return to the enchanted sequel

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Patrick Dempsey is ready to become Prince Charming again.

On Thursday, January 14th, during a section on Good Morning America, the Grey’s Anatomy star announced that he was preparing for Disenchanted, the highly anticipated sequel to the 2007 popular film Enchanted.

“I just got this script for the second film,” said the actor, “and then I’ll start taking notes together.”

He also hinted, “There’s talk we’ll be shooting this in the spring,” so fans of all ages have time to re-watch the magical love story on Disney +.

As lovers of romantic comedies may remember, the children’s film is about a fairy tale character named Giselle, played by Amy Adamsto be sent to the magical land of New York City as punishment for an evil queen (Susan Sarandon). There she meets the divorced lawyer and single father (Dempsey) and creates a lot of chaos for him before falling in love and making him believe in love again.

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